Mortgage Rates Are Down a Full Percentage Point from Last Year

January 13, 2026

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Mortgage rates are down a full percentage point from last year. That may not sound like a lot… until you see that it could save you $330 a month. If buying didn’t work for you last year, it’s time to re-run your numbers and see if 2026 is your year.

#MortgageRates #Affordability #KeepingCurrentMatters