When you picture buying your first home, chances are you’re imagining a traditional single-family house with its own yard, maybe a garage, and little extra room to grow. But with affordability still tight, getting everything on that list right away may come with a higher price tag than you’re comfortable ...
Continue ReadingYou’ll need to pay PMI if you provide a down payment of less than 20% of a home’s purchase price when you take out a conventional mortgage. Conventional mortgages are any home loans not insured by a government body. Homeowners don’t like PMI, partly because it doesn’t protect them. Instead, ...
Continue ReadingIf you’ve seen headlines saying home sales are slowing down, you may be wondering: is this really a good time to sell? While the latest numbers show sales picked up slightly in September, they’re still down compared to last year. But here’s the perspective the headlines can miss. Homes are ...
Continue ReadingMortgage rates being back above 7% isn’t exactly the news most people wanted. But it’s changing the market in ways that matter whether you’re buying or selling. The number of homes for sale is growing faster than it was this time last year. And interestingly, the main reason isn’t a ...
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